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Southwestern SBDC Monthly Update
Monthly updates from your SBDC!
We want to make sure you have the most up-to-date information, access to resources, and helpful tips to make your business all it can be. The best place to start is at the Southwestern Oregon Community College Small Business Development Center website.

Do you need information on classes?
As we go through this unprecedented time, we want to ensure our small businesses are getting the help they need through our classes. You can access all of the classes offered by our nineteen Oregon centers all in one place by following the link below.


Oregon CARES Act Information

Application period begins for Oregon fishing businesses seeking relief for COVID-19 impacts

Deadline of September 8, 2020 to apply

Fishing businesses are a vital part of Oregon’s economic and cultural health, and impacts from the COVID-19 pandemic have taken a serious toll on these businesses and the communities they support. Consistent with Section 12005 of the federal CARES Act, NOAA Fisheries allocated nearly $16M to eligible Oregon businesses participating in marine and/or anadromous fisheries. Oregon Department of Fish and Wildlife developed a Spend Plan for eligibility and claim requirements consistent with the CARES Act after extensive input from the fishing industry. NOAA recently approved the Spend Plan, which allows the application period to begin.

In recognition by coastal legislators and other state leaders that these federal funds would be unlikely to address all of the COVID-19 impacts to Oregon’s fisheries industry, an additional $2.5 million of state CARES Act relief funds were distributed by the Oregon Department of Administrative Services to PSMFC for support.PSMFC will distribute the funds as supplemental payments to recipients of the federal CARES Act funds that were distributed directly to the PSMFC by the U.S. Department of Commerce. Eligibility and claims for these funds will generally follow the same requirements and timelines as the $16 million, which is outlined in Oregon’s Spend Plan and application materials.

The Pacific States Marine Fisheries Commission is the fiscal agent NOAA Fisheries Coronavirus (COVID-19) Update for Oregon for both the federal and state funds. PSMFC will review applications and disburse payments of approved claims to eligible applicants. It is anticipated that total claims will exceed available funds. If so, all disbursements will be scaled to available funds as described in Oregon’s Spend Plan. The PSMFC anticipates disbursements to begin sometime in September 2020.

“Marine and anadromous fisheries are vital to the economic and cultural health of the state. We know businesses on the front lines of these fisheries are hurting, and we hope these federal and state funds will help provide emergency relief for some of the pandemic’s impacts this past spring. We encourage all eligible fishery businesses to apply,” says Ed Bowles, Fish Division Administrator for Oregon Department of Fish and Wildlife.

All applications must be completed, signed and mailed to the PSMFC with a postmark no later than the September 8, 2020 deadline.

Oregon fishing businesses please download and print:
* Oregon – CARES Act Fisheries AssistanceApplication
* AdditionalDungeness crab Supplemental and Instructions
* Oregon’s Sec. 12005 Coronavirus aid, relief, and economic security actSpend Plan

If you have CARES Act related questions please email:cares@psmfc.orgor call toll-free: 1-877-695-3457

7/24 Email from Shaun Gibbs, South Coast Development Council:

To clarify a few of the changes announced this week … the new rules on wearing face coverings, include:

The maximum INDOOR occupancy for restaurants, venues, or indoor entertainment providers (bowling alleys) is reduced to 100.

 

Restaurants and bars must close by 10 PM. (All on-site consumption of food and beverages must be complete by 10 PM. Businesses can continue to provide take-out or delivery until midnight.)

 

New websites with assistance resources:

The Worker Relief Fund, which provides unemployment compensation for folks who cannot access unemployment insurance: https://workerrelief.org/

The Quarantine Fund provides temporary financial assistance to Oregon agricultural workers who are recovering from COVID-19, seeking healthcare, and/or practicing quarantine and isolation.: http://workerrelief.org/quarantine-fund/

The Food Security Food Safety Program helps pay for housing, transportation, and sanitation for agricultural producers and workers: https://www.oregon.gov/oweb/fsfs/Pages/index.aspx

 

Draft new rules for childcare are out for comment. They should help make providing child care more economically viable: https://oregonearlylearning.com/COVID-19-Resources/For-Providers

 

OHA has funded 170 community based organizations around the state to help prevent and mitigate COVID-19 in communities that are most impacted: https://www.oregon.gov/oha/PH/ABOUT/Pages/Community-Engagement.aspx

 

Employment and Economic Response to COVID-19

Daily Digest: Thursday, July 23

This digest is a compilation of information and resources related to employment, commerce and economic development issues surrounding COVID-19. There are numerous online resources for those seeking health-related information, including daily COVID-19 updates from the Oregon Health Authority at https://govstatus.egov.com/OR-OHA-COVID-19.

The Oregon Department of Education has posted updated guidance for the upcoming school year. The Ready Schools, Safe Learners guidance details the impacts of COVID-19 on education and explains mitigation measures. Find more education-related resources from the department here.





7/8/20 - Email from Shaun Gibbs, South Coast Development Council:


Update from Alex Campbell of RST.

 

Mask Messaging/Enforcement:

 

Small Grants for Small Businesses:

The State of Oregon has made grants to a number of organizations around the state to try to provide some assistance to the very small businesses (25 or fewer employees) that have not received any federal assistance.

 

Deadline coming up:

RFP for the 3rd and final round for matched Small Business Relief Grants through Business Oregon closes on July 10th. Communities who participated in Round 1 as well as those who did not/are still standing up a matching loan or a grant program on their own are encouraged to apply. A full description of the program details and application requirements are on Business Oregon’s website. Proposals for this final round of $2.5 million in funding are due Friday July 10. http://www.oregon4biz.com/News-&-Media/index.php?a=237

Yesterday the Senate by unanimous consent passed a bill moving the Paycheck Protection Program application deadline from June 30 to August 8. This legislation has now passed the House unanimously as well. Other than changing the deadline to apply for PPP, there were no other changes included with this bill.


July 2nd COVID-19 Toplines from Senator Merkley’s Office

 

Helpful Resources from Senator Merkley’s Coronavirus Website:

 

You can see the regularly updated information the Senator and his team are posting about COVID-19 by visiting his website.

 

Helpful Resources from Senator Merkley’s Operation: Main Street Economic Recovery Hub:

Senator Merkley’s COVID-19 economic recovery hub webpage includes regularly updated information he’s posting there for small businesses and non-profit organizations.

 

The Latest from Senator Merkley:

·Demanding action for the American people: Senator Merkley led 15 colleagues in the Senate in demanding Senate Majority Leader Mitch McConnell bring the House-passed HEROES Act to the Senate floor before recess, saying that failing to do so would be an abdication of our most basic responsibilities. The Senators emphasized that recent coronavirus developments and data only underscore the importance of a number of provisions in the HEROES Act that could have helped Americans in every corner of the nation in the seven weeks since it passed the House. They highlighted the need for things like support for hospitals and health providers, increased resources for testing and tracing to contain the virus, and assistance for Americans losing their jobs to keep insurance.

 

·Supporting small employers and workers: Senator Merkley joined colleagues in the Senate and House to introduce the Rebuilding Main Street Act—legislation to help small businesses, nonprofits, and workers weather the economic impacts of the COVID-19 pandemic and support safe reopening. The bill would expand the existing work share program, which allows employers to share their payroll costs with the federal government, and provide grant help to cover other fixed costs such as rent and needs for reopening safely, including cleaning and protective equipment.

 

·Increasing the supply of testing equipment and PPE: Senator Merkley joined 24 of his Senate colleagues in introducing an amendment to the National Defense Authorization Act of 2021 that would require President Trump to unlock the full authority and power of the Defense Production Act to scale up nationwide production of the testing supplies, personal protective equipment, and medical equipment needed at the local level to address the ongoing coronavirus pandemic.

 

·Calling for HIV/AIDS treatment and prevention: Senator Merkley and Wyden called for Senate leadership to include federal funding for HIV/AIDS treatment, prevention, and housing programs in the next coronavirus relief package on June 27th, which marked the 25th anniversary of National HIV Testing Day.

 

New Funding Launched for Organizations With Ability to Serve Underserved Small Businesses Impacted by Pandemic

Today, Business Oregon launched the latest program the agency quickly stood up to serve businesses impacted by the COVID-19 pandemic. The agency is using up to $3 million in federal CARES Act funding recently provided by the Oregon legislature to boost organizations that can serve traditionally underserved small businesses across the state.

The program is specifically targeted to serve businesses whose needs are unmet by existing resources and who face systemic barriers to entrepreneurship and small business success. These focus areas include minority- and women-owned businesses, and rural businesses. The program is aligned to focus on groups identified in Governor Brown’s Equity Framework in COVID-19 Response and Recovery.

The program will provide funding for organizations to provide high quality and effective technical assistance for their small business clients. Technical assistance refers to the education, resources, and guidance provided to entrepreneurs and small business owners to help them start, sustain, and grow businesses.

The most common types of technical assistance awardees are expected to provide for small businesses include, but are not limited to:

  • Business plan review and assistance
  • Access to capital, loan application support
  • Mentoring / cohort business coaching
  • Referrals / training
  • Financial literacy / credit counseling
  • Specialized help – accounting, legal, HR
  • Business incubation – access to incubators, low-cost rental space, accelerators
  • Technology services – web development, e-commerce
  • Succession planning
  • Recruitment and screening

This list is not exhaustive and applicants do not need to provide each of the services listed above to qualify as a technical service provider for this program. Business Oregon recognizes that applicants are best positioned to know what types of technical assistance are needed among the specific communities they support and this program is designed to allow them to help their clients respond and recover from the COVID-19 pandemic.

The application period opens today, July 1, and applications will be accepted through July 17, 2020. Awards will be based on alignment with program goals, including demonstrated need and past experience providing similar services.

Application materials can be found linked here.

Funding offers will be contingent upon successful completion of the application process and negotiation between Business Oregon and funding recipients. All projects must be completed and grant funds must be expended by December 30, 2020. Unexpended funds will be returned to the U.S. Treasury in accordance with the CARES Act of 2020.

7/1/20 Email from OR State Chamber:


Governor Brown announced that Oregonians statewide will be required to wear face coverings in indoor public spaces, beginning today. The guidance applies to businesses and members of the public visiting indoor public spaces.View updated statewide guidance on masks, face shields, and face coverings.

Oregon Occupational Safety and Health (OSHA) will take the lead, along with other state and local agencies, is enforcing face covering requirements for all covered Oregon businesses.View the Oregon OSHA COVID-19 Workplace Guidance.

Our partners at OBI have synthesized the expectations for businesses below:
  • Post clear signs at every entrance to your business stating that masks are required indoors.
  • Post a staff member at each entrance telling customers that masks are required.
  • If customers do not have a mask, provide one.
  • If the customer refuses the mask, ask if they have a medical condition that would make wearing a mask difficult.
  • If the customer indicates a medical condition exists, ask no further questions and allow the customer to enter.
  • If the customer has no medical condition and still refuses a mask, tell them they may not enter the facility.
In addition, the Governor extended her coronavirus emergency order to September 4th. Compliance with her new statewide mask order will determine whether she will need to follow the lead of other states and reinstate business closures.

The guidance applies to businesses and members of the public visiting indoor public spaces. Face covering requirements are already mandated in eight counties.

Oregon Occupational Safety and Health (OSHA) will take the lead, along with other state and local agencies, in enforcing face covering requirements for all covered Oregon businesses.



FOR IMMEDIATE RELEASE - June 25, 2020


Merkley, Colleagues Introduce Proposal to Help Small Employers and Workers Weather COVID-19 Economic Storm

Legislation enables employers to share payroll costs with the federal government

Washington, D.C. – Oregon’s U.S. Senator Jeff Merkley, along with U.S. Senators Chris Van Hollen (D-MD), Chris Murphy (D-CT), and Tammy Baldwin (D-WI), Representative Mark Pocan (D-WI), and a number of House members, are introducing the Rebuilding Main Street Act—legislation to help small businesses, nonprofits, and workers weather the economic impacts of the COVID-19 pandemic and support safe reopening.

The bill would expand the existing work share program, which allows employers to share their payroll costs with the federal government, and provide grant help to cover other fixed costs such as rent and needs for reopening safely, including cleaning and protective equipment. Instead of being faced with a binary choice whether to keep or lay off workers, the bill would allow employers to adjust workers’ hours with the government ensuring that workers’ incomes don’t suffer.

After 14 straight weeks in which more than one million workers filed for unemployment benefits, the legislation would help laid off workers safety return to their jobs at reduced hours while continuing to receive a pro-rated unemployment benefit to make up for their lost wages.

“Since the coronavirus hit, I’ve heard from business owners and workers in every corner of my state that our communities need more help to get through this precedent-shattering crisis,” said Senator Merkley. “The path to the other side for small businesses and working families isn't lining the pockets of the wealthiest and most powerful executives of huge corporations. We need to rebuild our economy from Main Street up. This urgently needed legislation provides a blueprint for small businesses and their employees to drive our recovery.”

 

Employers and workers across the country are reeling from the effects of the COVID-19 pandemic’s economic shutdown. While Congress worked to pass four bipartisan legislative packages, large segments of the workforce and business sectors have not benefitted from the economic relief programs. The Rebuilding Main Street Act encourages and expands work sharing—an existing program supported by the CARES Act that still has much untapped potential—and provides additional support for employers and employees struggling during this time.

 

This legislation is supported by a broad coalition of organizations, including: AFL-CIO, Main Street Alliance, National Employment Law Project, Economic Policy Institute, National Women’s Law Center, Common Defense, Center for American Progress, American Sustainable Business Council, MomsRising, Communication Workers of America, United Steelworkers, and American Federation of Teachers.

 

“The Rebuilding Main St. Act solves the riddle of how to both preserve payrolls and businesses, and in so doing, it paves the way for a gradual, phased-in opening followed by a more robust recovery,” said Jared Bernstein, Senior Fellow, Center on Budget and Policy Priorities.

 

The Rebuilding Main Street Act is a smart and flexible program that gives employers the flexibility they need to respond to the COVID-19 crisis, while keeping their workforces in place and ensuring their workers maintain their salaries and benefits. This is an approach to building resilience and creating the certainty that business owners and their employees need to pivot and sustain during these uncertain times,” said Amanda Ballantyne, Executive Director, Main Street Alliance.

 

In addition, this legislation is cosponsored by Representatives Gerald E. Connolly (D-VA-11), Joe Courtney (D-CT-2), Jesús G. “Chuy” García (D-IL-4), Pramila Jayapal (D-WA-7), Ro Khanna (D-CA-17), Andy Levin (D-MI-9), Grace F. Napolitano (D-CA-32), Eleanor Holmes Norton (D-DC-At Large), Jamie Raskin (D-MD-8), Jan Schakowsky (D-IL-9), Bennie G. Thompson (D-MS-2), and Rashida Tlaib (D-MI-13).

 

A fact sheet on the Rebuilding Main Street Act is available here and bill text is available here.

Contact: Sara Hottman (Merkley) – 503-326-3386

6/24/20 Email received from CCD - Business Development Corp.



Dear Economic Development Partners.

 

CCD Business Development Corporation was successful in receiving funds from the State of Oregon COVID-19 Emergency Business Assistance Program. The purpose of the program is to provide financial assistance to small businesses adversely affected by economic conditions associated with the COVID-19 pandemic that have not received federal emergency assistance under the federal CARES Act or other federal programs to date.

 

The funds will be disbursed to eligible small businesses located in Coos, Curry or Douglas Counties in the form of grants.

 

The funds are intended to be equally accessible to all businesses including the historically disadvantaged population groups (Asian, Black, Hispanic, Native American, and Women Owned Businesses.)

 

Below is the program information sheet. Please feel free to share…

 

CCD will begin accepting applications on Monday, June 29th, 2020.


If requested, the grant application is accessible in multiple languages.

Submit application package to: covid19grants@ccdbusiness.com

 

OR deliver to one of CCD Business Development Corporation offices:

 

Coos Bay Office --  Roseburg Office

540 Anderson Ave. --  522 SE Washington Ave., Ste 111A

Coos Bay, OR 97420 --  Roseburg, OR 97470

 

Please let me know if you have any questions and I appreciate your time.

 

Thank you.

 

Theresa Haga, Executive Director/Finance Manager

CCD Business Development Corporation







Email 6/12/20 from Sen. Merkley's office:


As a reminder, our office will be sending Top Lines out on a less frequent/as-needed basis from this point forward.

 

June 12th COVID-19 Toplines from Senator Merkley’s Office

 

Helpful Resources from Senator Merkley’s Coronavirus Website:

 

You can see the regularly updated information the Senator and his team are posting about COVID-19 by visiting his website.

 

Helpful Resources from Senator Merkley’s Operation: Main Street Economic Recovery Hub:

Senator Merkley’s COVID-19 economic recovery hub webpage includes regularly updated information he’s posting there for small businesses and non-profit organizations.

 

The Latest from Senator Merkley:

·Addressing possible foreign exploitation of U.S. domestic divisions: Senator Merkley joined with his Republican colleague, Senator Todd Young, to request a briefing from the U.S. Director of National Intelligence on information about the U.S. intelligence community’s efforts to monitor and combat foreign interference aimed to exploit divisions within the US, particularly as the 2020 general election approaches. In recent months, foreign governments have exploited the COVID-19 pandemic and, more recently, protests around the death of George Floyd, to spread disinformation, sow division, and potentially infiltrate grassroots movements in the U.S. This foreign interference poses numerous threats to American democracy and freedom around the world

 

·Supporting higher education students and institutions: Senator Merkley led a group of 31 senators in urging Senate leadership to include $47 billion in financial support for students and institutions of higher learning in the upcoming coronavirus relief package.

 

·Supporting digital news outlets: Senator Merkley and Senator Wyden urged Senate leadership to include support for digital-native news outlets in future COVID-19 response legislation. During this pandemic, these outlets have provided information to Americans on health and safety measures and reopening protocols in communities across the country. Digital-native outlets rely primarily on advertising revenue, yet the pandemic has caused a severe drop in this revenue, threatening thousands of jobs and jeopardizing the future of these news outlets.

 

·Advocating for Oregonians experiencing homelessness: Senator Merkley announced more than $68 million in federal homeless assistance funding headed to Oregon to prevent, prepare for, and respond to coronavirus outbreaks among individuals and families who are experiencing homelessness in Oregon. This is the second allotment of the funding allocated to the U.S. Department of Housing and Urban Development’s Emergency Solutions Grants by the CARES Act Congress passed in March.

 

 

New resource in attached list of helpful links is OHA’s funding opportunities for community-based organizations focused on community engagement, education, and outreach; contact tracing; and social services and wraparound services

Press Release from John Bacon, SBDC:



Recovery Help Available from the Southwestern Oregon  Community College Small Business Development Center

 

COOS BAY, Ore—Assistance is available for small businesses working on recovering from the COVID-19 pandemic through the Small Business Development Center at Southwestern Oregon Community College. This assistance includes confidential advising available at no-cost to business owners, online trainings and connections with experts and resources from around the region and the state.

“Our team is dedicated to helping businesses through the pandemic, recovery and beyond,” said John Bacon, director of the Southwestern Small Business Development Center. “We have helped many small businesses navigate the various state and federal resources, finding the best solutions and helping them find long-term success.”

All advising at the Small Business Development Center is available at no-cost to business owners and is confidential. Advising is paid for by the Small Business Administration and the State of Oregon with the goal of helping businesses gain the resources and knowledge to thrive. Online classes are also available to help business owners hone specific skills to run their businesses successfully. The Small Business Development Center also offers advising and classes in Spanish.

“Talking with John from the SBDC cleared up some important details to help us pivot and thrive. He was very helpful helping us figure out the EIDL and PPP programs and most recently helping direct me to new hire opportunities and resources,” said Kevin Shaw of Coastal Mist Fine Chocolates and Desserts. “In a nutshell, the SBDC has been a treasure trove of information vital to our business’s survival and we are very grateful for John’s knowledge and help!”

To learn more about SBDC services or make an appointment, visit https://bizcenter.org/centers/southwestern-sbdc/or call 541-888-7001.

6/11/20 - Email received from Shaun Gibbs, E.D., SCDC:

 

Business Oregon Announces Second Round of Matching Grants from the Oregon Small Business Relief Fund

Salem, OR — Today, Business Oregon announced the recipients of $5 million in grant funding through its Emergency Business Assistance Grant Fund, created by Governor Kate Brown and the Oregon Legislature to assist small businesses impacted by COVID-19. The Fund has a total of $10 million available, allocated through three rounds of Requests for Proposals (RFPs) for different types of applicants. This is the second of the three rounds.

This round solicited proposals from Economic Development Districts (EDDs) and Community Development Financial Institutions (CDFIs). These organizations are intermediaries that will in turn issue grants to local small businesses with fewer than 25 employees, among other parameters. The program also encourages efforts to provide access to sole proprietors and historically disadvantaged business owners.

Business Oregon funded each of the 12 applications received. The applicants requested a total of $7.5 million, but only $5 million is available in this round. Awards were allocated to achieve a good geographic distribution of funding for small businesses across the state. Final amounts to each will be announced shortly as contracts are finalized with each recipient, but the median award will be approximately $300,000.

Applicant

City

Region

Central Oregon Inter-governmental Council

Bend

Central

Mid-Columbia EDD

The Dalles

Central

Coos, Curry Douglas EDD

Coos Bay

Coastal

Columbia Pacific EDD

Columbia City

Coastal

Greater Eastern Oregon Development Corp.

Pendleton

Eastern

Northeast Oregon EDD

Enterprise

Eastern

Micro Enterprise Services of Oregon (MESO)

Portland

Metro

South Central Oregon EDD

Klamath Falls

Southern

Community Lending Works

Springfield

Valley

Mid-Willamette Valley COG

Salem

Valley

Affiliated Tribes of NW Indians

Dallas

Statewide

Credit Union Collaborative

Statewide

Statewide

CU: Credit Union, EDD: Economic Development District, COG: Council of Governments

The Credit Union Collaborative consists of four credit unions: Central Willamette CU, Consolidated Community CU, Point West CU and Trailhead CU

To fill gaps not reached by other programs, the awardees will direct these funds to businesses that have not received federal CARES Act funding, including the Small Business Administration's Paycheck Protection Program, Economic Injury Disaster Loan program, or other federal programs for emergency pandemic funding. Businesses may use the proceeds for any business-related operating expenses, including helping to reopen in line with state guidance.

A full description of the program details and application requirements areon our website. Proposals for the final third round of funding will be solicited later in June.

 

 

6/5/20 Email from Summer Matteson, Econ. Dev. Curry County


Curry County has been approved to move forward into Phase 2 (press release attached). As we move in that direction, here is some information you may find helpful.

 

Phase 2 guidance is now on-line: https://govstatus.egov.com/or-covid-19

 

Venues & Event Operators Guidance: https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/le2351D.pdf

 

Gatherings / General Guidance: https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/le2351G.pdf [cap for venues is 250]

 

Baseline guidance for zoos/museums/gardens is up as well: https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/le2351H.pdf

 

 

Other Phase 2 guidance:

 

County Guidance for Entering Phase 2

 

Indoor & Outdoor Entertainment Facilities Guidance

 

Restaurants & Bars Guidance

 

Swimming Pools, Spas, & Sports Courts Guidance

 

Recreational Sport Guidance

6/4/20 Email received from OR State Chamber:
Guidance for PHASE 2 Re-opening Announced
Governor continues with regional approach
At a press conference yesterday, Governor Brown announced details for Phase 2 reopening.There are 31 counties that can apply now to enter Phase 2 this Friday, June 5.

Counties that enter Phase 2 will be able to continue with the reopening process, following updated health and safety guidance:
  • Gathering limits will be raised to 50 people indoors, and 100 people outdoors.
  • Indoor and outdoor venues, including theaters and churches, with 6 feet of physical distancing and other measures in place, can reach a COVID-19 occupancy limit of up to 250.

    Reopening Guidance - Venue and Event Operators

    Reopening Guidance - Gatherings
  • Offices can begin reopening and employees can return to workplaces with physical distancing and other measures in place, though remote work is still strongly recommended whenever possible.
  • Increased travel will be allowed throughout Oregon, though staying local is still recommended to prevent overloading county health systems.
  • Restaurants and bars will have curfews extended to midnight.
  • Pools and sports courts will be allowed to reopen under new guidance.
  • Indoor and outdoor activities such as bowling, batting cages, and mini golf, will be allowed to reopen under new guidance.
  • Recreational sports can resume in a limited form, under strict physical distancing guidance.
More information on reopening guidelines and county status for the phases can be found atcoronavirus.oregon.gov



Senate approves Paycheck Protection Program reform bill
On Wednesday, the U.S. Senatepassed the Paycheck Protection Program reform bill, clearing it for President Trump's signature. The bill was passed the in the House last week.

The bill makes the following changes to the Paycheck Protection Program (PPP):
  • Extends the loan term from 8 weeks to 24 weeks

  • Lowers the percentage of loan proceeds that must be used on payroll from 75% to 60%, and

  • Extends the PPP from June 30th to Dec. 31, 2020.
Read the full story

Many of the events in town are being Cancelled or Rescheduled. We are making every attempt to update the Event Calendar, but we are not always made aware when an event is Cancelled or Rescheduled. Thank you for all your patience.






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